Solo(K) Fee Schedule
- Public LPs
- Bonds
- Promissory Notes
- Mutual Funds
- Annuities
- Commercial Paper
- CDs
- Deeds of Trust/ Mortgage Notes
- Tax Certificates
- REITs
- Private LPs/ LLCs/ C-Corps
- Unit Trusts
- Brokerage Accounts
- Private Stock
- Money Market Accounts
- Stocks
- Mortgage Investments
- Real Estate
PENSCO Trust Company's self-directed IRA is designed to provide the investor with the utmost self-directed IRA flexibility. It may accommodate a virtually unlimited list of both publicly and non-publicly traded asset types and transaction structures.
If you would like to make an investment that you do not see on the summarized list below, please feel free to ask us: 866-818-4IRA (4472).
Download PDFThe below fees apply to Traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell Education Saving Accounts:
| Establishment Fee | $125 (1 Participant Plan) |
| Additional (2nd) Participant Setup | $25 |
| Distribution Check Fee | $8 |
| Asset Value | Base Fee | Plus | Basis Points |
|---|---|---|---|
| $0-$69,999 | $375 | N/A | N/A |
| $70,000-$99,999 | $200 | + | .0025 of market value |
| $100,000-$499,999 | $250 | + | .0020 of market value |
| $500,000-$999,999 | $600 | + | .0015 of market value |
| $1,000,000 and over | $1,100 | + | .0010 of market value |
| Asset Administration (Per Note/Deed/Real Estate Asset) | $12 quarterly |
| Safekeeping (Per document held) | $40 annually |
| Foreign Real Estate Purchase (Per purchase, sale or re-registration of real property. Exception: transactions of foreign property through a domestic entity such as an LLC) | $1,000 |
| Wire Transfers | $30 |
| Overnight Mail | $18 |
| Cashier Checks | $75 |
| Research/Special Activity (e.g. foreclosures, drawing assignments, etc.) | $75 per hour |
| Notary Fee | $10 |
| Return Check | $30 |
| Invoice Fee | $5 per account |
| Roth Conversion/Re-characterization | $100 + $25 per asset |
| Participant Loan | $25 |
| Partial | $100 |
| Full | $225 + $50 per asset |
Please Note: Additional fees will be assessed by your Solo(k) Plans TPA. See the Pension Benefit Consultant Fee Schedule (included in the Solo(k) Plan Establishment Kit).
Liquidity Requirement:
A minimum cash balance of $100 must be maintained in your Custodial Account at all times. An administrative fee is charged for handling the cash reserve account (CRA*). Refer to the Solo(k) Custodial Agreement for more information about fees. PENSCO Trust has the right to affect changes to the fee schedule upon thirty (30) days written notice with the exception of CRA fees which may be changed by PENSCO Trust at any time without notice.
- 1 One quarter of this annual fee is calculated and charged on each calendar quarter.
- 2 CRA A fully-liquid, interest-bearing account insured by the FDIC. Interest is posted quarterly.
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- 450 Sansome Street, 14th Floor, San Francisco, CA 94111
© 2010 PENSCO Trust Company; PENSCO Inc.