If Your Funds Are Now In A Roth IRA

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If you are moving funds from a Roth IRA, follow the instructions for either of the following:

Cash Rollover to Self-Directed Roth IRA

  • Typically faster than a transfer, with the potential to move funds to self-directed Roth IRA in under a week.
  • Can only use this method once per IRA per 12-month period.
  • You play an active role by taking your IRA funds out and putting them back into the self-directed IRA within 60 days to avoid tax or penalty.
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Transfer to Self-Directed Roth IRA

  • Typically slower than a cash rollover, taking somewhere between 10 and 30 days (your current IRA administrator should be able to give you a closer idea of their processing time).
  • You can use this method a limitless number of times.
  • You play a passive role by authorizing the new self-directed IRA custodian to request the funds directly from your current IRA custodian.
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