PENSCO Trust Advantage

Self-directed IRA investors that choose PENSCO Trust, will be working with a firm that:

Leads the Alternative Investment & the Self-Directed IRA Industries

PENSCO Trust has a proven expertise in Alternative Investments, a history of industry-related advocacy that has influenced regulation and possesses the best reputation
Provides the highest levels of Service

With an established culture of service excellence that considers the customer first
Utilizes State-of-the-art Technology

With a systems platform and technology base which are uniquely suited to the management of Alternative Investments, as well as the technical wherewithal to continue to lead the industry in innovation
Executes in a timely manner

With a 48 hour guarantee for funding of investment instructions
Possesses the knowledge necessary to enable clients to be successful

We have a very experienced management team, and a very knowledgeable staff. We continually educate our employees to allow them to provide the most current information relative to retirement accounts.

This is a performance standard that we meet in excess of 95% of the time, based upon asset acceptance, complete documentation and investment authorization, and collected client funds.

WHO WE ARE AND WHAT WE DO

PENSCO Trust is solely dedicated to the business of being a custodian of alternative investments in retirement accounts. We are not distracted by other financial services such as traditional banking, trustee or brokerage lines of business. We do not compete with any other full-service brokerage firm, bank or trustee because we do not give advice and we do not sell or broker investments. With this almost 20 year dedicated focus on alternative investments we have the breadth and depth of experience to most effectively support our clients’ needs.

The Management Team at PENSCO reflects many years of experience from varied financial sectors, including traditional banking, brokerage, and the real estate industry. Our leadership in knowledge of alternative investments, particularly related to self-directed retirement accounts, is well established in our niche industry. It is our business strategy to maintain a sharp edge on our knowledge base. Overall, our breadth of experience and depth of knowledge helps us to better support the objectives of the most sophisticated and demanding clients, financial services firms, and their clients and advisors.

Today’s financial markets are forcing many financial service companies to focus on their strengths and to shed those areas that are either unprofitable or not mainline. Areas requiring highly specialized personnel or systems are either being dropped or de-emphasized. However, at the same time, some of these heretofore auxiliary areas are coming into their own as a result of the decline in traditional investment arenas. Alternative investments are here to stay as more and more investors and their advisors advisors realize the need to diversify in today’s complex financial markets. Being able to accommodate them well means not only having the systems and processes necessary to handle these sometimes complex investments, but also having the expertise to do it correctly and in a timely manner.

HOW THIS BENEFITS YOU

We believe that today’s investors are looking for firms with a track record for integrity and quality service. With many investors having recently seen their retirement account decline in value, more and more are looking for new ways to diversify their retirement savings beyond the few choices offered by Wall Street. Trust is very high on investors’ lists of criteria for choosing a firm to house their retirement account. PENSCO Trust does not invest client funds like traditional banks, hedge funds, investment advisors and many broker/dealers. Rather it is the client that directs us to make investments for them. Thus, the risk an investor’s investments are exposed to are those they decide to accept themselves. Similarly, today’s investors desire more control over their investment selections, which is why choosing a self-directed custodian specializing in alternative investments provides such an important option for today’s savers. But, it is very important that you choose a qualified institution.

Business line management at PENSCO has transacted and administered thousands of private equity, real estate and debt investments on behalf of our account holders both domestically and internationally. Domestically, clients using our services have started numerous major U.S. companies with founders’ investments made through our services, while many have focused their attention on domestic real estate investing. Our staff is also familiar with the various forms of offshore business formation, organization and certification used in various countries of domicile. Whether you prefer real estate or private equity investing, PENSCO can support even your most complex transactions accurately and in a timely manner.

We utilize a real-time Internet-based retirement account systems platform, that has several leading-edge features that help us provide our industry-leading service:

Automated documentation control, so we know where and in what stage your transaction is in at all times
A stream-lined asset review and acceptance process that is also tracked by automation to allow us to keep you abreast of in-process items
Automated email notifications of all transactions, so that you know what is going on in your account at all times
Electronic statements that provide you with early reporting of your account
Automated processing for recurring payments such as utility or tax bills for real estate
The ability to accommodate real estate investing with leverage to allow investors to accelerate their account’s investment growth through leverage
Flexibility to allow you to consolidate all of your retirement accounts with one custodian
Our new system has an out-of-state-hot site managed by the same firm (SAVVIS) serving the Federal Government’s NASA sites, that provides customers with the security of knowing there is a 100% real-time backup of all of PENSCO’s accounting records and computer equipment
Real-time information about the status of your account is available to our Business Development staff as well as our Client Service Group to better serve you
Our Solo(k) which allows sole proprietors to utilize the most advanced and beneficial savings vehicle available. Our Solo(k) features a Roth element that allows sole proprietors to save tax-free
Insured Cash Deposits Earn Interest with the use of multiple depository banks. Un-invested cash in excess of our minimum cash requirements automatically earns interest from the day of deposit at a competitive interest rate. Your cash balance qualifies for FDIC pass-through insurance up to $250,000 by a bank that meets FDIC standards for being “well-capitalized.” Because we constantly manage our depository banks for strength and because we utilize multiple banks, each clients benefits for receiving FDIC insurance on cash balances in excess of what one bank can do on its own (Note: client investments are not FDIC insured and are subject to risk and loss of principal).