Specialization – Since 1989 PENSCO Trust has focused exclusively on helping individuals meet their financial objectives through self-directed IRA investments in real estate and private placements.

Investor Control – You decide where and how to invest your money.

True Diversification – You choose from a virtually infinite number of investment options.

Leverage – You can increase the capital potential of your retirement funds through the use of non-recourse financing.

Flexibility – With a PENSCO Trust IRA, all of your IRA investments can be managed within a single account. You can consolidate multiple IRAs and roll funds from any eligible retirement account, such as a 401k or profit sharing plan. Additionally, you may also maintain accounts at various broker-dealers or mutual fund firms without having to open and close separate accounts.

48-Hour Funding – Once we have all your completed documents and available funds for a real estate or other investment transaction, we guarantee funding within 48 hours. No one else in our industry makes this commitment.

Insured Cash Deposits Earn Interest – Uninvested cash in excess of our minimum cash requirements automatically earns interest from the day of deposit at a competitive interest rate. Your cash balance qualifies for FDIC pass-through insurance up to $250,000 by a bank that meets FDIC standards for being “well-capitalized.” Investments are not FDIC insured and are subject to risk and loss of principal.

Fee Based Services – PENSCO Trust allows you to diversify your investments without adding to your management fees. You can choose any broker or firm for your investments or use multiple brokers and accounts, but you will only be charged a minimal asset-based fee plus transaction fees for your PENSCO Trust activity, (Fee Calculator).

Client Testimonials – Hear and read first-hand accounts of client successes and praise for their experiences with PENSCO Trust.